Medicare is a health insurance plan created by the federal government to help pay for medical expenses not covered by other forms of health insurance, such as private insurance. It is available to all American citizens who have worked and paid Social Security taxes in the United States.

Medicare is a federal program that provides health insurance to people who are aged 65 and older. The Medicare program pays for most healthcare services, including doctor’s visits and hospital stays, but does not pay for some services. It is also a great option for seniors who want to retire with peace of mind that they will be taken care of in their old age.

Having Medicare coverage can be a great benefit for seniors because it allows them to receive prescription drug coverage without having to pay out-of-pocket costs for medications.

The process of applying for Medicare can be daunting, but it doesn’t have to be. There are many resources available to help seniors navigate through the process. It is also crucial to understand how this program works and what is required of you. Medicare eligibility begins three months before your 65th birthday. You can get Medicare earlier if you have the following health conditions:

1. Disability
2. End-Stage Renal Disease (ESRD)
3. Lou Gehrig’s disease (ALS)

STEP 1

MEDICARE BASICS

Parts of Medicare
Find out what Medicare covers and how it works. Make sure you know what other terms mean and what the difference is between Medicare and Medicaid.

General costs
Find out how much each Medicare part will cost you.

How Medicare works
Set up Medicare in two easy steps. Discover the differences between Original Medicare and Medicare Advantage.

Working past 65
Learn how to get Medicare when you retire if you’re still working.

STEP 2

SIGN UP

• Typically, people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) when they become eligible (usually when they turn 65).
• You can check when and how you can sign up based on your personal situation by answering a few questions.
• Check out the sign-up periods for Parts A and B and learn when the coverage begins.

STEP 3

GET MORE COVERAGE

Take a look at your options for more coverage, how and when to obtain it, and what plans you can choose from.

STEP 4

USING MEDICARE

Discover how we can help you when you’re ready to get services.

The Medicare application is the first step in the process of applying for Medicare. If you’re ready to apply for Medicare, contact us today! We’ll help you understand your options, answer any questions and refer you to a qualified professional who can walk you through the application process step by step.